CareCredit® Financing for ABA Therapy

Pay Over Time with CareCredit®

Flexible Financing Options with CareCredit®

Starting ABA therapy is an important step, and for many families, questions about cost and timing are part of the decision. To help families manage out-of-pocket expenses and begin care without unnecessary delays, Behavioral Innovations now offers CareCredit® as an optional financing resource.

We are proud to be the first ABA provider to partner with CareCredit®, expanding access to flexible payment options while keeping care decisions focused on what matters most – your child.

Get Started with CareCredit® 

CareCredit® Financing Options for ABA Therapy

CareCredit® is a healthcare credit card designed to help families pay for eligible healthcare expenses over time, based on the financing plan they select.

CareCredit® is:

  • An optional payment resource
  • Available for eligible out-of-pocket ABA therapy costs
  • Managed directly through CareCredit for applications, approvals, and account details

Families who qualify for CareCredit® may have access to a variety of repayment options, including:

  • 6-month deferred interest plan
    • No interest if paid in full within 6 months
  • Fixed monthly payment plans
    • 24, 36, 48, or 60 months
    • Predictable monthly payments for longer-term budgeting

Available plans and terms are determined by CareCredit® based on individual approval.

Getting Started Is Easy

Families can explore CareCredit® on their own, at their own pace.

Here’s how it works:

  1. See if you prequalify online (no impact to credit score)
  2. Receive a quick credit decision
  3. Use CareCredit® toward eligible therapy expenses
  4. Make manageable monthly payments based on your selected plan

Our billing team is always happy to help answer general questions and offer guidance. For questions specific to CareCredit®, you can find more information at CareCredit.com.

Apply for CareCredit®

Get Started with CareCredit®

The quick access options below are provided to help families explore CareCredit® at their own pace. You can learn more about available financing options, see if you prequalify with no impact to your credit score, or estimate monthly payments before deciding what works best for your family.

* Subject to credit approval. Visit carecredit.com for details.
† For new accounts as of 5/30/24: Purchase APR is 32.99%. Penalty APR is 39.99%. Minimum Interest Charge is $2.

CareCredit® is a Synchrony solution. When you go to the CareCredit® website, you will be subject to the Synchrony privacy policy, which differs from the Behavioral Innovations privacy policy. You can learn more about the Synchrony privacy policy at carecredit.com.

Learn More About CareCredit®

Frequently Asked Questions About CareCredit

We know navigating payment options can feel overwhelming. These FAQs help explain how CareCredit financing works for our families.

CareCredit® is a healthcare credit card designed to help families pay for medical and therapy services over time with convenient monthly payments.

You can see if you prequalify with no impact to your credit score. If you choose to move forward with a full application, a credit check may be required.

Yes. CareCredit® may be used to help cover eligible ABA therapy expenses, including costs not fully covered by insurance, such as deductibles or copays.

Many families receive a decision quickly. If approved, you can begin using CareCredit® toward eligible services and make monthly payments based on your selected financing plan.

CareCredit® offers promotional financing options, which may include deferred interest if paid in full within the promotional period. Terms vary, so we recommend reviewing all details on the CareCredit® website before applying.

Our billing team is happy to help answer general questions about financing options. For specific account or credit questions, CareCredit’s customer support team can provide direct assistance.

No. CareCredit® is completely optional and is offered as one of several ways families may manage therapy-related expenses.