Financing & Payment Options

Yes. Behavioral Innovations accepts most major insurance plans for diagnostic evaluations, including Aetna, BlueCross BlueShield, Magellan Health, and Health First Colorado. Coverage varies by plan. We verify your benefits before scheduling so there are no surprises.

If your insurance leaves a gap, we offer two options: an internal interest-free payment plan up to 24 months, managed directly with our team, or CareCredit® healthcare financing with terms from 6 to 60 months. Our intake team will walk you through both options based on your situation.

CareCredit® is a healthcare credit card that lets you pay for medical and therapy expenses over time. Behavioral Innovations was the first ABA provider in the country to accept CareCredit®. You apply directly through CareCredit®, and if approved, you can use it to cover eligible out-of-pocket costs for both diagnostic evaluations and ABA therapy. Terms range from a 6-month deferred interest option to fixed monthly payment plans of 24, 36, 48, or 60 months.

Our team can typically verify your insurance benefits within one business day of receiving your information. We’ll call you with a clear breakdown of what’s covered, what your out-of-pocket costs are likely to be, and what financing options are available if needed.

No. Many families call us without knowing anything about their coverage or costs — that’s exactly what our intake team is there for. You don’t need to have it figured out. We’ll walk you through

It happens — insurance plans change, authorizations expire, coverage shifts. Our billing team monitors your account and will reach out proactively if something changes. If your coverage does change, we’ll help you understand your options and make sure care isn’t interrupted.