Starting care should feel possible – emotionally and financially. We know navigating costs and coverage can feel overwhelming. We offer flexible financing options that help families get autism evaluations and start therapy sooner, with clarity and compassion.
The cost of ABA therapy varies by family based on insurance coverage, your plan’s deductible and copay structure, and the number of therapy hours your child needs. For families with insurance, out-of-pocket costs are often limited to standard copays. For costs not covered by insurance, we offer internal payment plans and CareCredit® financing.
What that means for your family: for many children, the cost of ABA therapy is covered in full or with standard copays and deductibles — the same way you’d pay for any other specialist visit.
A few things that affect what you’ll pay:
Your insurance plan and what it covers for ABA therapy. Your deductible, copay, and out-of-pocket maximum. The number of weekly therapy hours in your child’s individualized plan. Whether you’re paying for an evaluation, ongoing ABA therapy, or both.
We understand that cost questions can feel overwhelming – especially when you’re focused on getting your child the support they need. That’s why our team takes the time to review your individual situation and explain what costs may look like before you move forward.
If insurance does not cover the full cost of care, we’ll help you explore flexible payment options. These may include our internal payment plans or optional external resources such as CareCredit®, giving families additional flexibility and peace of mind.
None of this needs to be figured out before you call. Our billing team will walk you through your specific situation – including any costs you can expect – before you commit to anything.
To support different needs and situations, we offer two financing paths. One is an interest-free payment plan managed directly with our team. The other is an optional healthcare financing option through CareCredit®. Both are designed to provide flexibility, clarity, and choice – so you can move forward with confidence.
Work directly with our team to structure payments in a way that fits your budget. A straightforward arrangement with people who are already on your team.
Best for:
Families who want a simple, direct arrangement without a credit application or external account to manage.
CareCredit® is a healthcare credit card that lets you pay for care over time with predictable monthly payments. Behavioral Innovations was the first ABA therapy provider in the country to accept CareCredit® — a distinction that reflects our longstanding commitment to making care financially accessible.
Best for:
Families who prefer longer repayment timelines or want fixed monthly payments with a dedicated healthcare financing account.
*No interest if paid in full within 6 months
When families partner with Behavioral Innovations, you’re never expected to navigate financial decisions alone. Our experienced billing and support team works directly with you to explain coverage, answer questions, and explore options that fit your family’s needs. We’re here to guide you through every step, from understanding benefits to reviewing additional support options when needed.
We support families by helping with:
For families who would like additional flexibility, Behavioral Innovations also offers CareCredit® as an optional financing option.
CareCredit® is a healthcare financing program that families may choose to use for eligible out-of-pocket costs related to care. Approval and enrollment are handled directly through CareCredit®, and participation is completely optional.
Families may choose CareCredit® for:
Please note: CareCredit® is completely optional. Approval, terms, and account management are handled directly by CareCredit®. Behavioral Innovations does not determine credit decisions or financing terms.
Navigating financial options can feel overwhelming. These FAQs help answer common questions and explain next steps.
